The One

The one blog for your financial side.

New articles published weekly

Mar 4
3 min

Life Insurance as a Financial Planning Tool for Millennials

In the landscape of financial planning, the concept of life insurance often gets sidelined, tagged as a necessity for the next stage of...

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Jan 22
2 min

Smart Savings Strategies for Every Life Stage

Saving money is a journey that evolves with every stage of life. From the first paycheck to planning for retirement, each phase brings...

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Jan 11
3 min

How to Lower Your Odds of Becoming Disabled: A Guide to Healthier Living

In the realm of health, prevention is a principle that holds more weight than many realize. An ounce of prevention, indeed, is worth a...

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Dec 9, 2021
3 min

End-of-the-Year Money Moves

For some, this year has been as complicated as learning a new dance. Did you start a new job or leave a job behind? That’s one step. Did you

Oct 27, 2021
2 min

Do Kids Need Life Insurance? 3 reasons they might

Insuring your child is a great way to protect them for the rest of their life. You can provide their loved ones with a safety net even if yo

Oct 26, 2021
2 min

Warehouse Stores are an American Icon, but are They Actually Cheaper

With the rise of 2 liters, big SUVs, and everything else large and in charge; warehouse stores were bound to be a hit in America. With bulk

Oct 21, 2021
2 min

4 Times in Life we have to Reevaluate our Life Insurance Coverage

It's important to consistently reevaluate our needs, especially the need to protect our family.

Oct 13, 2021
2 min

Who Will You Leave Your Wealth To?

Planning an inheritance can keep some people up at night. It’s important to move past any discomfort and to successfully organize an estate

May 28, 2021
2 min

It's National Disability Insurance Month

So what are we celebrating during National Disability Insurance Month? This month we celebrate protecting our income and independence

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Mar 1, 2021
3 min

A Stay at Home Spouse Doesn't Earn Income, They Produce Value

One of the most cited drawbacks of a having a spouse at home is the loss of a second income. It appears every family today operates on...

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Jan 18, 2021
3 min

What We eat: your waistline and your bottom line

What to eat… it’s a common dilemma. You’re hungry and in a rush when the temptation of visiting a fast-food drive thru strikes you. Maybe it

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Dec 14, 2020
2 min

Are You Hurting Your Chance for Life Insurance Approval?

Not only your health, but your personal history can also cause you to be declined for life insurance.

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Nov 20, 2020
2 min

Financial Interdependence: A New Way of Defining Adulthood?

Is financial independence rather than age the new metric for defining adulthood?

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Jan 21, 2020
3 min

The SECURE Act is changing retirement — here are the most important things to know

The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. With it, comes some of the biggest changes to...

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Jan 11, 2020
2 min

Is Term Life Insurance for You?

Term life insurance is the simplest form of life insurance. It provides temporary life insurance protection on a limited budget. Here’s...

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Jan 11, 2020
3 min

Insurance Needs for Empty Nesters and Retirees

Thinking about coverage as you enter a new life phase? Financial and insurance priorities change, adjusting to your new life stage.

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Dec 23, 2019
3 min

Creating a Retirement Strategy

Most people just invest for the future. You have a chance to do more. Across the country, people are saving for that “someday” called...

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The One

Michael G. Romanello, CEP, CLTC