The One

The one blog for your financial side.

New articles published weekly

Mar 20
3 min

Mutual Funds vs. ETFs: Which Is Right for You?

When it comes to investing, the choice between mutual funds and exchange-traded funds (ETFs) can significantly impact your investment...

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Mar 18
3 min

Social Security Strategies for Couples: Maximizing Your Benefits Together

For many couples, Social Security benefits form the backbone of their retirement income. Understanding how to optimize these benefits can...

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Feb 26
2 min

Investment 101: A Beginner's Guide to Entering the World of Investing

Hello, future investors! As an American finance and insurance expert, I'm thrilled to guide you through the exciting journey of...

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Jan 29
2 min

Retirement Planning: Myths vs. Reality

Retirement planning is often shrouded in myths and misconceptions, which can lead to inadequate preparation and financial surprises down...

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Jan 4
3 min

Navigating Disability Insurance: Essential Guide for Self-Employed and Pre-Retirees

In the realm of financial planning, one often overlooked aspect is disability insurance. This guide aims to unravel its complexities,...

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Dec 9, 2021
4 min

Year End Financial To-Do List

What financial, business, or life priorities do you need to address for the coming year? Now is an excellent time to think about the investi

Dec 9, 2021
3 min

End-of-the-Year Money Moves

For some, this year has been as complicated as learning a new dance. Did you start a new job or leave a job behind? That’s one step. Did you

Dec 9, 2021
2 min

2022 Contribution Limits

Preparing for retirement just got a little more financial wiggle room. If these increases apply to your retirement strategy, a financial pro

Nov 25, 2021
2 min

5 of the Biggest Estate Planning Mistakes

We all want to do what’s best for our loved ones. Part of that includes diligently planning our estates to make our passing as easy for them

Nov 18, 2021
3 min

Taking Care of Loved Ones with a Trust

We have to come to terms with the idea we will someday leave our loved ones behind. We are powerless to that fact of life. We do have the po

Oct 29, 2021
2 min

Do all businesses need key man insurance?

Since the beginning of time, businesses and business owners have been seeking to shield themselves from unnecessary risk. One risk that even

Oct 27, 2021
2 min

Do Kids Need Life Insurance? 3 reasons they might

Insuring your child is a great way to protect them for the rest of their life. You can provide their loved ones with a safety net even if yo

Oct 21, 2021
2 min

4 Times in Life we have to Reevaluate our Life Insurance Coverage

It's important to consistently reevaluate our needs, especially the need to protect our family.

Oct 13, 2021
2 min

Who Will You Leave Your Wealth To?

Planning an inheritance can keep some people up at night. It’s important to move past any discomfort and to successfully organize an estate

Oct 7, 2021
2 min

Is Group Life Insurance Through an Employer Enough?

This is a common question that many of our clients ask us, and the answer comes down to more than just the amount of death benefit offered

Oct 1, 2021
2 min

2021 Limits for IRAs, 401(k)s and More

On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t b

Sep 28, 2021
2 min

National Life Insurance Month

It’s September, and even though insurance is important every month of the year, this is National Life Insurance Awareness Month.

Aug 12, 2021
2 min

Step Rate Disability Insurance for Resident Physicians

Step rate disability insurance is a common option for many resident physicians, but is it right for you?

Jul 22, 2021
2 min

Procrastinating? Debunking our Top 12 Retirement Planning Excuses

After 18 years of business, we’ve heard it all. If you’ve been putting off retirement contributions or ignoring financial responsibilities.

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Jul 13, 2021
3 min

New Job? How to Make the Most of It

So, you landed a new job, congratulations! Here are some simple and actionable tips that will help you make the most of your new opportunity

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The One

Michael G. Romanello, CEP, CLTC