
Want to Learn More About Being Financially Secure?

Financial Videos
Looking for a visual? Stay up-to-date with the latest industry topics with our webinar events and informational videos.

Financial Learning Center
Get acquainted with everything you need to become a wealth creator, from life insurance and investing to estate planning strategies.

Financial Blog
Read our expert advice to expand your knowledge and make informed decisions to excel in your financial journey.
Disability Insurance for Attending Physicians
Why Doctors Need Disability Insurance
Physician disability insurance is an essential investment in the long-term health of your medical career. But selecting and staying up-to-date with the right policy can feel overwhelming. Let our experience with high-earning medical professionals work for you. We’ll help you customize a plan that meets your unique coverage needs.
How Disability Insurance for Physicians Works
First, we’ll discuss whether you have an existing policy or not. Most attending physicians already purchased disability insurance during their residency/fellowship. But over 60% of medical professionals are not aware of the language in their original policy and how much monthly benefits or riders they purchased in their current disability insurance plan.
Not only is it important to know the details of your policy, but it’s also a good idea to modify your coverage as your career changes. The reason for that is easy: your disability insurance benefits increase based on your income levels.
When to Update Your Disability Insurance Plan
Has your annual salary increased since you initially purchased your disability insurance? If the answer is yes, it’s time to take another look at your policy.
For every $100,000 of income earned, you can purchase about $5,000 a month in disability insurance benefits.
Speaking with an independent insurance agent who represents the “Big six” companies is the best way to get a second opinion on your current plan. When you work with our experienced team, we’ll:
-
Maintain an ongoing relationship with you to review your plan every 2-3 years or as your income increases.
-
Help you understand what your plan offers to know what coverage you have if you get sick or hurt.
-
Review all of important elements of your plan including definition of disability, your occupation class, plus all of the riders and benefits available.
Click below for frequently asked questions about Disability insurance and disability insurance services.
Disability Insurance FAQs
Disability Insurance
Resources
Questions?
440.871.3067
Contact our Office
9:00am - 5:00pm EST
or contact us via email
Schedule a time to speak
about your needs

Wherever you're Going, We can help get you there
Choose the date, time, and style of meeting. Whether that be a 15 minute phone call or an hour in our office
- Or call (440) 871-3067
What You
Can Expect
-
Experience
-
Personalized Advice
-
Dedication
-
Education
-
Fiduciary Responsibility
Disability Insurance Blog
Read life insurance posts from out financial blog to expand your knowledge and to help you make an informed life insurance decision.