Pre-Retirement - Milestone Financial Planning
Careful planning is needed to enjoy your golden years
What rate of return do your savings have to earn to retire without crippling your standard of living? How much do you need to save monthly to retire when you want to? How long will you need to work given your progress? If you don't make changes to your current plan, how much will you have to reduce your standard of living? Answers to all of these and much more.
Detailed Budget
We work with you to form a sustainable budget personalized to you, your needs, and your plans
Action Checklist
Upon completion you'll receive a checklist of actionable goals that will prepare you for retirement
Income Protection Analysis
Understanding how your income will be taxed in retirement
Emergency Savings Review
After careful review of finances a recommendation is given
Discussion of Financial Priorities
Aligning your short term actions with your long term goals
Debt Review
Individualized advice to manage your debts
Major Purchase Review & Recommendations
Decisions made on major purchases can have life-changing effects
Employee Benefits Review
Understanding your current benefits and its effects leading up to and into retirement
Healthcare Review
Review of current coverage and a review/recommendation of your coverage in retirement
Income Tax Review
A review of where your money goes, its tax implications, and how to optimize
Survivor Needs Analysis
The best plan will take care of your loved ones for their entire lives, should you pass away unexpectedly
Investment Allocation Plan
A structured and diversified portfolio is necessary to a complete plan
Post Retirement Cash Flow Review
Answering an essential question, how much money will you live on in retirement
Statement of Assets & Liabilities
It's important to understand your Assets and liabilities approaching retirement
Review of Retirement Assets
Assets carried into retirement will have effects on your finances, we investigate and offer recommendations
Education Funding Strategy
Helping you understand the true cost of education and the best method to provide it for a loved one
Long-Term Care analysis
Protecting your life's work, legacy, and dignity
Wills, Trusts, Estate Planning Review
These may be the most important documents signed in your lifetime
Social Security Optimization
Helping determine the best time to begin taking Social Security
Retirement Date Discussion
Helping you determine the best time for you to retire based on your desired lifestyle and savings
There is so much more to providing for a child than the money you earn. The way that money is spent has drastic effects on a young family. It's best that a PRO helps craft the plan.